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Element Credit Counseling new 2012 Promo Video is here check it out.  If you have Medical Bills, Collections, Credit Cards, Payday Loans element can help you out. To Live Debt Free is a Choice We offer honest, realistic advice and a debt relief pan that is personalized just for you. Call today for a Free Credit Consultation  800-516-7352 6160 Dixie Continued

Q I need help with an old bill.  Four years ago I moved out of state and had forgotten about a store credit card, which had a balance of $570.  I know it sounds crazy, but I’m not a very organized person and the mail was never forwarded to my new address.   Recently, when I applied for a new credit card Continued

Banks and lenders can decline a credit application for a number of reasons.  Perhaps your credit score was too low, you have too many debts, not enough salary, too many delinquent accounts, or a bankruptcy.  Sometimes there could be errors on your credit report that would cause a lender to refuse credit, or even contain someone else’s negative information.  Whatever Continued

Payday Loan Centers:   Borrower Beware   If you’re strapped for cash it may be tempting to get a payday advance to tide you over for a week or two until you get your next paycheck.  What could be the harm?  The industry claims they’re providing needed credit to consumers who aren’t able to qualify for conventional loans.  Many others see Continued