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6 Financial No-nos for Couples   For years, we’ve heard the statistics—the media has reported that half of all marriages end in divorce.  Although this may not be as accurate as we once thought (new information proves that the data was very skimpy), the percentage probably isn’t that high.  What everyone will agree upon, however, is that it’s still too Continued

Your personalized debt relief plan thats personalized just for you From Element Credit Counseling. Whether you get a rebate check, a bonus check, inheritance, or a gift of money, the million dollar question is:  what would you do if someone handed you $500 or $1000?  Shopping may be fun; after all, you deserve those comfortable, designer shoes and your kids Continued

Element Credit Counseling new 2012 Promo Video is here check it out.  If you have Medical Bills, Collections, Credit Cards, Payday Loans element can help you out. To Live Debt Free is a Choice We offer honest, realistic advice and a debt relief pan that is personalized just for you. Call today for a Free Credit Consultation  800-516-7352 6160 Dixie Continued

Q I need help with an old bill.  Four years ago I moved out of state and had forgotten about a store credit card, which had a balance of $570.  I know it sounds crazy, but I’m not a very organized person and the mail was never forwarded to my new address.   Recently, when I applied for a new credit card Continued

Banks and lenders can decline a credit application for a number of reasons.  Perhaps your credit score was too low, you have too many debts, not enough salary, too many delinquent accounts, or a bankruptcy.  Sometimes there could be errors on your credit report that would cause a lender to refuse credit, or even contain someone else’s negative information.  Whatever Continued

Payday Loan Centers:   Borrower Beware   If you’re strapped for cash it may be tempting to get a payday advance to tide you over for a week or two until you get your next paycheck.  What could be the harm?  The industry claims they’re providing needed credit to consumers who aren’t able to qualify for conventional loans.  Many others see Continued

Cupid is after your Wallet If you think you have to spend money on Valentine’s Day, think again.  More often than not, simple, sincere gestures make the most lasting impression and cherished memories. So many people whip out their credit cards to pay for things they can’t afford—expensive dinners, jewelry, and exotic flowers—because they think it’s expected.   According to the Continued

Your Financial Report Card How nice it is to be out here in adult-land and not have to be concerned about your report card anymore.  NOT!  Your credit report is your life’s financial report card and you need to know what is on it.  Lately, there has been a lot of talk about how consumers are entitled to request a Continued

You’ve probably heard a lender talking about your credit score if you’ve ever applied for a mortgage, auto loan, credit card, or other type of credit. Usually, you just want to know the bottom line as to whether or not they’ll loan you the money and how much it will cost you. Taking the mystery out of it can really Continued

Are you still stressed out over your bills and increasing debt even though you’ve tried everything you can to get control of your finances?  You may have already set up a budget but can’t seem to stick to it.  It may be time to for you to consider seeking the guidance and expertise of a professional credit counseling agency.  It’s Continued